Whatsapp is one of the most loved and widely used instant messaging platform and earlier this week WhatsApp started rolling out payment feature on the platform for the users to easily send and receive money through WhatsApp. The feature is built in partnership with National Payments Corporation of India (NPCI) and uses the integrated BHIM (Bharat Interface for Money) infrastructure, it will use UPI to allow users to send and receive money instantly between on the platform. So let’s take a look at how you need to set it up before you can use it.

whatsapp payment feature

The feature is still under testing and hasn’t been rolled out universally but there is a simple trick to get WhatsApp payments on your device. If you want to enable payments on your WhatsApp

Invite/Get Invited to Whatsapp payments

  • Update WhatsApp to the latest available version
  • Find a friend or acquaintance who has already gotten payments on their phone
  • Ask them to use the Payment feature on your number, don’t worry no money will be involved.
  • Once they try and send money, the transaction will fail and you will have payments enabled too.
  • To enable the payment for someone else, try to send them money once you have payments enable on your device.

Setting up Whatsapp Payment

Now that you have the payments feature enabled all you have to do is set it up. To set up the payments follow these steps.

STEP 1 – Click on the Pin in any window, the pin we use to attach anything. In there click on the 2nd option in the 1st row which should be called payments, if you don’t have it yet follow the tutorial above this or wait for the global rollout.

STEP 2 – When you click on the payments it will take you to a terms and conditions page accept the conditions and go to the next step.

STEP 3 – Now it will ask you to send an SMS to link and verify your number, just follow the instructions on the screen.

STEP 4 – Once it verifies your number a list of banks using UPI will show up, select the appropriate bank you want to link to your WhatsApp account.

STEP 5 –  Your selected bank will fetch your data and your account number should pop up on the screen select that and follow the instructions to link it.

Linking Another Bank account to Whatsapp

If you want to link another bank account or delete your previously linked account then

STEP 1 – If you want to link another account or delink your previously linked account just open Whatsapp and on the top right click on the 3 dots.

STEP 2 – There you will come across the payments tab, open it

STEP 3 – Here you can click on add account button and follow the instructions on screen or you can remove you’re previously linked by clicking on the account and tapping Remove Bank Account.

STEP 4 – If you have multiple bank accounts linked and want to change the default account, in the same tab as above select the account you want to make your primary account then open the account and tap on Set as Primary Account.

Sending Money

STEP 1 – open the Window for the person you want to send money and tap on the clip icon. Select payment to attach money

STEP 2 – It will open a new window, here input the amount and hit send

STEP 3 –  That’s it money will be deducted from your account and transferred to the recipient’s account.


We tried it last night and it is blazing fast and quite seamless once you set everything up, we at team TheDroidway give it two thumbs up! Relatives finally have a reason to be on our list on WhatsApp now!

So this was a quick tutorial on how to set up Whatsapp payment if you face any difficulty do let us know down in the comments and we will try to help you out.

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